Provider payout compare
United States to Canada remittance exchange rates
Send 100 USD and see how much the recipient would get after each provider’s fee, at this amount.
| # | Provider | Recipient gets | Fee | All-in rate | Links |
|---|---|---|---|---|---|
| 1 |  Wise | 139.40 CAD | — | 1.3940 CAD | |
| 2 |  Revolut | 139.15 CAD | 0.00 USD | 1.3915 CAD | |
| 3 |  Remitly | 139.13 CAD | 0.00 USD | 1.3913 CAD | |
| 4 |  Ria | 138.05 CAD | 0.00 USD 1st 0.00 USD | 1.3805 CAD | |
| 5 |  MoneyGram | 137.15 CAD | — | 1.3715 CAD | |
| 6 |  Xoom | 133.76 CAD | 0.00 USD | 1.3376 CAD | |
| 7 |  Paysend | 133.18 CAD | 1.99 USD | 1.3318 CAD FX 1.3588 | |
| 8 |  WorldRemit | 132.43 CAD | 2.99 USD | 1.3243 CAD FX 1.3651 | |
| 9 |  XE | 132.35 CAD | 5.00 USD | 1.3235 CAD FX 1.3932 | |
| 10 |  Western Union | 118.84 CAD | 15.00 USD | 1.1884 CAD FX 1.3981 |
Recipient gets is (your send amount − fee) × FX, so ranking is total payout at the amount you typed — not the last stored quote’s send size. Fees that look percentage-like are scaled from the provider’s poll amount; small transfer charges stay fixed. First-transfer promos are included when shown. Wise fees are estimated as €3.98 + 2.018% of send amount (bank deposit, €100–€20,000).
Rates and fees are collected automatically and may not always be exact. Check each provider’s own site to verify before you send.
Frequently asked questions
- How do I compare United States to Canada remittance rates?
- Open this compare page, set your send amount (for example 100 USD), and choose a payout method. RemitInsight shows the latest quoted payout from each tracked provider on the same corridor — us-ca.
- Which money transfer app has the best exchange rate?
- The best rate changes through the day and depends on payout method, transfer speed, and promotions. Compare all providers on this page for United States → Canada rather than relying on a single app’s headline rate.
- Do remittance fees affect how much my recipient gets?
- Yes. Some providers charge an upfront fee and/or mark down the exchange rate. The payout column on this page reflects the provider’s latest quote for your send amount, including their fee structure.
- Is the rate on this page the same as my bank?
- Banks and card networks often use different rates and fees than specialist remittance apps. Use this comparison for United States to Canada transfers, then confirm the final quote in the provider’s checkout.